Friday, July 30, 2010
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Buyers   »   Financing Options    

 

 

Karen Etheridge

252-202-3073 Cell
800-404-3892 ext:230

KarenEtheridge@SunRealtyNC.com

 

 

Kitty Hawk

6385 N.Croatan Highway
252-261-3892 ext:230 Office

800-404-3892 ext: 230

 

 

  

 

 

Karen Etheridge

252-202-3073 Cell
800-404-3892 ext:230

KarenEtheridge@SunRealtyNC.com

 

 

Kitty Hawk

6385 N.Croatan Highway
252-261-3892 ext:230 Office

800-404-3892 ext: 230

 

 

  
  • Prequalifying
    The first step to prequalification is to contact a lender in your local area or drop by any of our financial institutions during your next visit to the Outer Banks. Knowing in advance how much you can afford will help alleviate a lot of stress during your search and it adds a sense of security for the seller when an offer is presented.  Let your REALTOR® guide you to the most knowledgeable lenders in our market. 
  • Owner Financing
    Owner financing is rare but available. Some owners are willing to actively participate in the financing of the home for the buyers.  Owner financing usually involves balloon payments.
  • Investor loan vs. Second home loan
    The main determining factor between an investor loan and a second home loan is whether the property will be rented out.  If the property is rented out for any period of time, it is considered an investment property. Traditionally, interest paid on a vacation home (investment property) is tax deductible.  Contact your financial advisor for more information. 
  • Prequalifying
    The first step to prequalification is to contact a lender in your local area or drop by any of our financial institutions during your next visit to the Outer Banks. Knowing in advance how much you can afford will help alleviate a lot of stress during your search and it adds a sense of security for the seller when an offer is presented.  Let your REALTOR® guide you to the most knowledgeable lenders in our market. 
  • Owner Financing
    Owner financing is rare but available. Some owners are willing to actively participate in the financing of the home for the buyers.  Owner financing usually involves balloon payments.
  • Investor loan vs. Second home loan
    The main determining factor between an investor loan and a second home loan is whether the property will be rented out.  If the property is rented out for any period of time, it is considered an investment property. Traditionally, interest paid on a vacation home (investment property) is tax deductible.  Contact your financial advisor for more information. 

 

 

 
 

Karen Etheridge - Sun Realty 6385 N. Croatan Hwy Kitty Hawk, NC 29489
Phone: 252-261-3893 | Toll Free: 800-404-3892 | Cell: 252-202-3073 Email:KarenEtheridge@SunRealtyNC.com| Fax: 252-261-2051        

 

 

 

 
 

Karen Etheridge - Sun Realty 6385 N. Croatan Hwy Kitty Hawk, NC 29489
Phone: 252-261-3893 | Toll Free: 800-404-3892 | Cell: 252-202-3073 Email:KarenEtheridge@SunRealtyNC.com| Fax: 252-261-2051        

 

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